We provide Errors and Omissions (E&O) Insurance to Professionals across Ontario, Canada.

We have been providing Errors and Omissions Insurance to professionals & CGL for their businesses for over 35 Years!

Errors and Omissions Insurance (E&O Insurance) also referred as professional liability insurance, and professional indemnity insurance are insurance coverages that are required by professionals to cover themselves from future liability. We bind Errors and Omissions Insurance coverages across Ontario, Canada for over 100 professions including IT professionals, accountants, consultants, and many more!

What is errors and omissions insurance?

E&O insurance is crafted to protect professionals from their liability exposures at work. In the world today, professionals provide a variety of services such as:

  • Consulting customers about their finances (Accountants – From $350/year),
  • Designing buildings (Engineers – From $450/year)
  • Home Inspections (Home Inspectors – From $500/year).

While performing these services, professionals expose themselves to a potential ‘financial’ liability in a form of a law suit. It is often mistaken that E&O insurance is only required by professionals if the person to whom the service is being provided to demands it, or law regulation require it. If YOU as a professional feel that a client may potentially sue you one day because of any form of loss that may occur to them because of your advice or services, then errors and omissions insurance is an absolute must for you.

Quick FAQ

  1. Who needs this type of insurance?
  2. How do I get the cheapest rate possible?
  3. What amount of coverage is right for me and my business?


E&O insurance for professionals

Get Free & NO Obligation E&O Insurance Quotes today

View a List of professionals we Commonly Insure Below – Life Insurance Agents – From $400/Year

Alternative Energy
Architects & Engineers
Architectural/Engineering technicians and technologists

Building Designers
Business Consultant
Civil engineers
Collection Agencies
Contractors for all specializations
Directors and Officers
Employment Agencies/Recruiters
Environmental Engineers
Energy Audits & Assessments
Event Organizer/Planner
Foreign Legal Consultants
Holistic Professional
Home Inspectors
Information Technology
Immigration Consultants
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Independent Contractor
Product Designers
Professionals Liability
Professional Organizer
Lawyer’s Excess Professional Liability
Management Consultants
Medical Professionals (Malpractice Insurance)
Medical Students (Malpractice Insurance)
Multimedia designers
Mortgage Brokers
New Media
Occupational Health and Safety Consultants
Quality Control Consultants

Placement Agencies
Process Servers
Private Investigators
Project Managers
Property Managers
Publishers and Printers
Recruitment and Employment Agency
Recruitment Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Structural Engineers
Sub Contractor
Therapist Professionals
Traditional Chinese Medicine
Fitness Trainers
Travel Agencies
Travel Agents, Tour Operators
Excess & Umbrella Liability
Web-Site Designers
Workplace Engineers & Consultants

As a professional, you must keep in mind that your services in any form, CAN cause your client financial damages. Lets Imagine an unfortunate circumstance. A client you serviced has now suffered financial loses that has caused them to lose their business. In this situation, the client feels that because of YOUR professional advice or services, they suffered damages and now decided to sue you. This is where your E&O coverage kicks in. You’re E & O policy protects you from any liability caused by negligence, error, failure to do something, or any legitimate reason that caused the loss to occur while practicing your profession. Having an E and O Insurance policy in place from a Canadian Errors & Omissions Insurance Company could be the fine line between the end to your business or career.

Do I still need Errors and Omissions Insurance? I have a Commercial General Liability Insurance policy..

Let’s make one thing VERY clear, CGL and E&O are 2 DIFFERENT types of policies. CGL provides protection to your business from any sort that of liabilities that arise as a result of Commercial-Insurance-vs-EO-Insurance-300x200physical damages such as slip and fall and damage from equipment. A CGL policy does notprovide any protection or coverage for any lawsuits or damages that arise as a result of your professional services.

On the other hand, an E&O Policy does provide coverage to the professional in the event that they are being sued by a third party and damages have occurred as a direct result of their services. If you are a professional who provides any form of services such as consulting, recruiting, accounting, or architectural work, then you must be adequately insured by an E & O insurance policy. To read more about about this insurance, click here.

How much will my insurance cost?

We have predetermined rates for many professions such as Yoga instructors ($135/Year), Therapists ($150/Year), and Paralegals ($450/Year)! Saying that, if need be, we take a custom tailored approach towards businesses to make sure we insure and provide coverage for every risk exposure. In the event we require detailed information about your operations, we follow the procedure below to quote you.

The process to get quotes is as follows:

  1. We send you a general application to know more about your business.
  2. We receive the completed application from you along with any supporting documents you may provide (Resume, promotional material, etc.)
  3. We approach multiple insurance companies and request a quotation from each one.
  4. Once we receive some numbers, if there is room, we try to negotiate further to get a better price or coverage.
  5. We provide you the lowest quote.
  6. If you are satisfied with the numbers and the coverages, you instruct us to bind the policy by making the premium payment.

So why Choose Holman Insurance Brokers Ltd?

We welcome all professionals who currently have liability coverage or have had no previous E&O insurance Ontario or professional liability insurance. Being established for over 30 years has provided us the resources to accurately provide insurance for professionals within exceptional time along with a very competitive cost. We can insure all the way from large enterprises to independent professionals.

Please Find professions that we commonly insure. If your profession is NOT listed, please provide us with your profession details below. We will try our best to insure you.

Contact us for information regarding your Errors and Omissions Insurance Ontario, Malpractice Liabilty Insurance, and Professional Liability Insurance.

Please feel free to contact us through email or call us directly Toll Free:1-888-480-7677