Medical Malpractice Insurance in Canada

Examining The Paramount Importance of E&O Insurance For Medical Professionals

Do you need Malpractice Insurance? As a medical expert, you have a tremendous amount of responsibility on your shoulders. You’re responsible for caring for the patient, while ensuring that their confidential information does not fall into the wrong hands. Anything could potentially go wrong at a moment’s notice. This is why you need to prepare yourself for potential confrontations with unruly patients. If the patient feels that you’ve wronged them in one way or another, they’ll take it out on your business and could potentially file a lawsuit. With this in mind Errors and Omissions Insurance is an absolute must! The good news is that you’ve come to the right place. Below, you’ll learn all about this form of professional liability insurance.





Medical Malpractice Insurance To Consider for your business

As a practicing medical professional, you’re at a grave risk for legal action. With this in mind, it is pertinent to make sure that you protect yourself. In Ontario, it is very easy for physicians to be sued for negligence. In fact, only two things need to be proven. If the courts declare that your care fell below the reasonable levels and that this resulted in the patient’s injury, you could very well be sued and you could lose substantial amounts of money.

Dr.Eddington’s recent lawsuit should be enough to open your eyes. Eddington’s decision to lower his patient’s blood pressure and his choice not to utilize heparin was well thought out, but ultimately resulted in the lawsuit.

Unfortunately, this could happen to any practicing physician. Obtaining insurance is vital and there are numerous different types you should consider acquiring. These will be provided below for your consideration.

  • Malpractice Insurance
  • Professional liability insurance
  • Group practice insurance should be considered

When it comes down to it, you are also responsible for obtaining comprehensive business insurance in ontario, canada and you will not be able to practice until you do so. It is highly recommended that you acquire at least five million CAD of personal liability insurance and your malpractice insurance should be sufficient for covering all professional activities.


Medical Malpractice

Medical malpractice is when a medical physician like a chiropractor or other healthcare provider deflects from the standard of care, when providing treatment to a patient. This act is out of the ordinary for a licensed provider, but unfortunately it does happen. Billions of dollars are spent on malpractice payouts to plaintiffs that have brought claims again physicians, surgeons, medical facilities, nurses, and etc.

This law is set forth to protect anyone that undergo any type of treatment, only to end up badly injured or damaged due to a negligent mistake. There are many fraudulent claims made by plaintiffs that end up with no payment results, but this does not mean that the medical professional will not be out thousands of dollars for litigation fees.



LiabilityCover offers the best rates on medical malpractice insurance. If you have any unanswered questions about this insurance, you should definitely call their agents, today. By failing to protect yourself with malpractice coverage, you may never recover from the expenses of litigation and winning payouts. Be sure to get covered today, so you and your colleagues can sleep soundly at night!








Other professions we provide E&O insurance to:

Alternative Energy
Architects & Engineers
Architectural/Engineering technicians and technologists
Building Designers
Business Consultant
Civil engineers
Collection Agencies
Contractors for all specializations
Commercial General Liability Insurance
Directors and Officers
Employment Agencies/Recruiters
Environmental Engineers
Energy Audits & Assessments
Event Organizer/Planner
Foreign Legal Consultants
Holistic Professional
Home Inspectors
Information Technology
Immigration Consultants
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Independent Contractor
Product Designers
Professionals Liability
Professional Organizer
Lawyer’s Excess Professional Liability
Management Consultants
Medical Professionals (Malpractice Insurance)
Medical Students (Malpractice Insurance)
Multimedia designers
Mortgage Brokers
New Media
Occupational Health and Safety Consultants
Quality Control Consultants
Placement Agencies
Process Servers
Private Investigators
Project Managers
Property Managers
Publishers and Printers
Recruitment and Employment Agency
Recruitment Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Structural Engineers
Sub Contractor
Therapist Professionals
Traditional Chinese Medicine
Fitness Trainers
Travel Agencies
Travel Agents, Tour Operators
Excess & Umbrella Liability
Web-Site Designers
Workplace Engineers & Consultants


To learn about all the types of insurance we offer, click here.